Start Saving in Four Simple Steps
Choose Your Account
Select the savings product that matches your goals—high-yield, regular, or youth.
Open Online
Apply in minutes using our digital onboarding. Upload documents and fund your account securely.
Set Up Goals & Transfers
Automate savings with recurring transfers, or set savings goals and track your progress in the app.
Watch Your Money Grow
Earn competitive interest, benefit from compounding, and access your money anytime.
What You Get with Pluton Savings
High-Yield Options
Choose accounts with up to 5% APY and watch your savings grow faster.
Automatic Savings
Schedule recurring transfers or use round-up to build your balance effortlessly.
Goal Tracking
Set personalized goals and milestones. Visual progress keeps you motivated.
No Minimum Balance
Start saving with any amount. No pressure, just progress.
FDIC Insured
Rest easy—your funds are protected up to $250,000 per depositor.
24/7 Digital Access
Track, transfer, and manage your savings from our app or online banking, anytime.
Choose a Savings Account That Fits
Standard Savings
Reliable, flexible and easy to use. Perfect for everyday savers.
- No monthly fees
- Competitive APY
- Unlimited transfers
Goal-Based Savings
Automated tools for reaching goals—vacation, emergency, or big dreams.
- Goal tracking & reminders
- Automatic round-ups
- Flexible withdrawals
Youth Savings
Teach good habits with a starter account for kids and teens (with a guardian).
- No minimum deposit
- Parental controls
- Educational resources
Smart Savings, Real Results
Visualize your growth and achieve your goals with Pluton's savings tools and competitive rates—whether you’re saving for something big or just for peace of mind.
Automatic transfers
Custom goal setting
Initial Deposit
Regular Contributions
Interest Earned
Goal Achieved
Start Saving – Start Achieving
Open your Pluton Savings Account in minutes, and put your goals within reach.